Privacy Policy

At G.H. Factor LLC, with headquarters at 671 West 18th Street, Hialeah FL 33010 (“G.H. Factor,” “We,” “Us,” or “Our”), safeguarding your privacy is a top priority. This Privacy Policy elucidates how we gather, employ, share, and safeguard information concerning users of our website and mobile applications (referred to as “Users” or “you”). By utilizing our Services, you consent to the terms outlined in this Privacy Policy.

1. APPLICATION

This Privacy Policy pertains to all individuals and businesses globally utilizing our Services. By accessing or using our Services, you agree to the collection and utilization of your information as delineated in this Privacy Policy. Should you disagree with this Privacy Policy, please refrain from accessing or utilizing our Services. We reserve the right to amend this Privacy Policy at any time, and any modifications will become effective upon posting the revised Privacy Policy on our website.

2. CHILD PRIVACY

Our Services are intended for individuals aged 18 and above. We do not knowingly collect Personal Information from children under the age of 13. Should we inadvertently receive Personal Information from a child under 13, we will promptly delete it.

3. INFORMATION COLLECTED

    • We collect Personal Information from Users in various ways:
    • Information automatically collected through the Services, including cookies, log files, and other analytics tools.
    • Registration information provided by Users, such as name, email address, physical address, banking information, and telephone number.
    • Information submitted by Users, including user-generated content and information provided for customer or technical support.
    • Client and factoring information inputted by Users when utilizing our Services.
    • Device information, such as hardware models, device type, operating system version, and basic usage information.
    • Other information provided by Users during their interaction with our Services

4. SHARING AND USE OF PERSONAL INFORMATION We may use Personal Information for the following purposes:

    • To provide and enhance our Services, including our factoring software.
    • To facilitate collaboration between Users.
    • To communicate with Users about our Services or provide customer/technical support.
    • To analyze usage patterns and enhance the performance of our Services.
    • To inform Users about offers from our company.

We may disclose Personal Information if required by law. We do not sell or share Personal Information with third parties for marketing purposes.

5. THIRD PARTY LINKS

Our Services may contain links to third-party websites, videos, pictures, and applications. We are not responsible for the content or privacy practices of these third-party sites. Users should exercise caution when accessing third-party links.

6. SECURITY

We implement commercially reasonable technical and administrative measures to safeguard Personal Information from loss, misuse, unauthorized access, disclosure, and alteration. However, we cannot guarantee the absolute security of information transmitted over the internet.

7. INTERNATIONAL PRIVACY PRACTICES

Our Services primarily operate in the United States. By utilizing our Services, Users consent to the transfer and processing of their Personal Information in the United States and other countries where we operate. We strive to provide adequate protection for Personal Information in accordance with applicable laws.

8. ACCOUNT INFORMATION

Users can update their account information at any time by logging into their online account. We will comply with requests for access, correction, or deletion of Personal Information in accordance with applicable law.

9. YOUR CALIFORNIA PRIVACY RIGHTS

California residents have the right to request information regarding the disclosure of their Personal Information to third parties for direct marketing purposes. To make such a request, please contact us as described in Section 13.

10. TRANSFER OF PERSONAL INFORMATION

Personal Information collected by us may be processed and stored in the United States. We will protect such information in accordance with internal privacy protection policies.

11. RETENTION OF PERSONAL INFORMATION

We retain Personal Information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law.

12. YOUR RIGHTS UNDER APPLICABLE DATA PROTECTION LAWS

Users may have rights under applicable data protection laws, including the right to access, rectify, erase, restrict processing, object to processing, and data portability. Please contact us as described in Section 13 to exercise these rights.

13. DATA CONTROLLER AND CONTACT INFORMATION

The data controller for Personal Information collected by us is G.H. Factor LLC. You may contact us at the following address: G.H. Factor LLC 671 West 18th Street Hialeah FL 33010 Email: operations@ghfactor.net

Please reach out to us with any questions, concerns, or requests regarding this Privacy Policy or the handling of your Personal Information.

By utilizing our Services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms. If you do not agree with this Privacy Policy, please refrain from using our Services.

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